Home Renovation Loan - CASHe

Home Renovation Loan Upto ₹4 Lakhs | CASHe

Renovate Your Dream Home,

Renovate your home the way you want to with a home renovation loan from CASHe.
Your house is your comfort place, your refuge from the world. Years ago, you bought the house and decorated it lovingly till it became the perfect abode for you and your loved ones. But time has not been kind to your home – it has left the walls peeling, caused plumbing and leakage issues, and even dulled the floors. You wish to renovate the house – but home renovation is expensive and you don’t have the necessary funds at hand.

Get a loan

What is a
Home Renovation Loan?

Wait no more to make your home the beautiful space it used to be – CASHe offers an easy home renovation loan that you can avail of within 24 hours. Get the home remodel underway with our personal loan for home improvisation aimed at helping you raise the finances you need. It is a personal loan that you can avail of on our app, with easy documentation and hassle-free disbursal. Go ahead – draw up your plans and get started.

Features & Benefits of Home Renovation Loan

There are home improvement loans offered by leading banks and NBFCs in India, but you will have to wait for a few days till the loan is disbursed. The bank sends its representative to check your house, its location and current value. You must also submit contractor estimates for the project before the loan is disbursed. In contrast, our home improvement loan is disbursed within a maximum of 24 hours after you apply.


disbursed so far

20 million+

app downloads

4 lakh+

loyal customers

How to Apply For a Home
Renovation Loan?

What are the requirements for a home renovation loan?

Download the CASHe mobile app

Create your account and provide all the necessary information.

Click on ‘Get Loan’.

Determine the type of loan and loan amount.

Get personal loans for 90, 180, 270, 360 and 540 days with
loan amounts from ₹15,000 to ₹4,00,000.

Wait for everything to be verified and approved.

The loan amount will be disbursed to your bank account.

This is how

helped Jivyant and Misha

Jivyant and Misha have been looking forward to doing the interiors and decor of their first home they have bought together. They have had so many plans and ideas in place for every room and even slated out enough budgets for everything.

But you can never tell when an emergency situation will arise. In this case, Jivyant and Misha had to deal with the unprecedented expenses of plumbing work gone wrong.

Since they had multiple things happening simultaneously at home, they needed to think of a quick solution to deal with the added expenses. Misha remembered about her friend using CASHe and being very happy with the process so decided to use the app to deal with the situation.

Misha and Jivyant were able to arrange the funds just in time, thanks to the convenient and user-friendly manner in which you can apply for a loan on CASHe.

Loan Configuration for Home Renovation Loan

CASHe offers a wide range of plans so that you can choose what is best for you.

90 days
(3 months)

Minimum Salary:

Loan Amount:
₹15,000 - ₹1,10,000

180 days
(6 months)

Minimum Salary:

Loan Amount:
₹20,000 - ₹2,10,000

270 days
(9 months)

Minimum Salary:

Loan Amount:
₹50,000 - ₹2,58,000

365 days
(12 months)

Minimum Salary:

Loan Amount:
₹75,000 - ₹3,00,000

540 days
(18 months)

Minimum Salary:

Loan Amount:
₹1,25,000 - ₹4,00,000

Eligibility Criteria for Home Renovation Loan

Before you apply for the house renovation loan, do read CASHe’s eligibility criteria:

Eligibility Criteria

What is the eligibility criteria for a Home Renovation loan?

Must be an Indian citizen

Must be at least 18 years of age

Must be a salaried professional

Must have monthly salary of ₹15,000 or more

Must have a Facebook or a Linkedin Account

Required Documents

What are the documents required for a Home Renovation loan?

Photo Identity Proof
(PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address

(Accepted Documents)

Latest Bank
Statement showing
Salary Credit

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

Is a home renovation loan the same as a personal loan?

Home renovation loans and personal loans are different but you can secure a personal loan for home improvement.

Can I cover my home renovation costs with a loan?

A home renovation loan can cover partial or complete renovation expenses, depending on the extent of work.

How much renovation loan can I get on ₹35,000 salary?

You can secure a minimum of ₹50,000 and a maximum of ₹2,58,000.

Can a home renovation loan finance my furniture purchase?

Yes, you can use the home renovation loan to purchase furniture.

What is the maximum term for a home renovation loan?

If you are borrowing a loan from CASHe, the maximum term is 540 days (18 months) where you can borrow a maximum of ₹4,00,000.

Am I allowed to foreclose the loan?

CASHe encourages you to foreclose your loan to raise your SLQ score. There are no foreclosure charges or penalties.

What are the EMI options available?

You can choose an EMI plan from Options of 90, 180, 270, 360 and 540 days.

What are the repayment options available on CASHe?

Once you choose your repayment plan, you can either opt for the auto-debit facility or make payments through NEFT/IMPS.
Please write to support@cashe.co.in if you need further assistance